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The best way to ensure that you won’t overspend during the holiday season is by saving for it. Use a monthly debit order to put away an amount to use for end-of-year expenses.

You can also follow the below tips on how you can plan your expenditures with ease:

1. Plan Your Budget

Kenyan Currency

First things first, when you get money, always ensure that you have already planned how you will be using it to avoid overspending.

Determine how much you can afford to spend on Christmas, and try not to rack up lots of debt for just one day of the year. This will help you stay on the right track and be able to save some for yourself and for any other emergencies that might come up.

2. Scale down your present list.
You actually don’t need to buy for every single member of your family and all your friends. Work with what you can afford and manage at times; it calls for prioritizing and well-developed strategies as far as you can be in a position to fund and surprise them all. Also, remember about tomorrow; don’t live with the notion that tomorrow will take care of itself. Always plan and select a few when times get hard, so you should also be careful and strategize wisely.

3. Pick the Cheapest Deals
If Black November has passed, then don’t worry. Check out some of the great deals that Black Friday is offering. You can get a good treat and well-discounted prices on high-end deals. That way, you will have saved. For instance, buying something that used to go for 30,000 half the price is a well-calculated move. This is a win-win situation. Before buying something, make sure you’ve researched and seen other alternatives because they are always there.

4. Make Your Own Presents
You can make your own presents at a low cost. There are many videos available to show you how on YouTube, and Pinterest is also a great place to find ideas on how to get creative.

This basically entails being creative and doing some things for yourself, especially when you have all that is used in preparing it, like high-class meals and other things that cost a fortune. Remember,  the goal is to try to save every cent you can spare.

5. How About You Buy Those Presents After Christmas?

If there are some people you know you will see after Christmas, then why would you stress buying things during this festive season where everything is going at a fee? Taking people out to vacations and all that. Buying them or even booking hotels after Christmas is good because they will be selling them out at a throwaway price and giving you discount offers. So basically, these things are all about being smart and strategizing earlier.

If you follow the above steps, you can for sure treat yourself in January and won’t be inconvenienced and dive into earlier debts at the start of the year.

All the best in your Budgeting and enjoy your festive season.

Anthony is a versatile writer who has the ability to take facts and create a narrative from them. The secret to everything, in his opinion, is determination and consistency

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President William Ruto Promises To Secure a Job For Kelvin Kiptum’s Wife Asenath

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Kenyan President William Samoei Ruto has promised to secure a job for the late Kiptum’s wife, Asenath, and in addition to that, build her a second house and give her 5 million ksh so that she can be able to support the young two children left behind by the late Kelvin Kiptum.

Speaking on Friday at Kiptum’s funeral service in Keiyo South, Elgeyo Marakwet County, President Ruto said the government would support Kiptum’s family in honor of the pride and glory the late marathoner brought to the country.

This will be in addition to the two three-bedroom houses the government constructed for the late marathoner and his father in a record one week.

“Huyu kijana tushampatia milioni tano tayari naserikali itampatia nyumba mzuri mbali na ile tumejenga hapa. Mama Asenath nitaketi chini na gavana wa hapa ili tukubaliane ile kazi itatoshana na huyu mama ile aweze kusimamia watoto wa kijana wetu mwanariadha Kelvin Kiptum.” President Ruto shared.

In his address at the funeral ceremony, President Ruto eulogized Kiptum as an “ambitious, disciplined, and focused” sportsman.

He also encouraged the public to stay focused and not let Kelvin’s death deter them from accomplishing and doing the most for the country, as it is not just a lesson to learn from his death but also a reminder that it is also right to leave a good legacy behind.

“I say Kelvin, even in his death, is speaking to us as Kenyans that we may not have gold, we may not have so much, and that should not deter us from being the great country that we must be. All of us as the people of Kenya must love this country enough to be able to make Kenya great,’ President Ruto addressed the gathering.

The late Kiptum died in a road crash on the Elgeyo Marakwet-Eldoret road. His Rwandan coach, Gervais Hakizimana, 36, also died in the crash. He has been laid to rest in Naiberi, Eldoret.

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Nilikua Najua Hao Wataachana Tuh ~ Dem Wa Facebook Reveals Dark Secrets that led To Mungai Eve and Director Trevor’s Fall out

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A controversial Kenyan female who goes by the name ‘Dame Wa Facebook’ has shared secrets and the reason behind Kenyan YouTubers’s fallout: Trevor and Mungai Eve.

Speaking in a brief interview we had with her, she said that she already knew from the first time she saw them that they were not going to work because of, first, the same age gap that they had; in other words, they were age mates, and Trevor’s priorities were eye-set on different things rather than concentrating on his girlfriend Eve.

Director Trevor and Mungai Eve

“Kitu ya kwanza hawo wote ni watoto… mimi nilikua najua hiyo relationship is not going anywhere…juu hata ukiangalai age ni same… Ata Andrew kibe alikua ashatabiri sisi tulikua tuh tunangoja waachane.

Hata mimi trevor siwezi date juu ni myoung ni mtu anafikiria wanawake wengine…hawa wote hakuna mtu mature.” Dem Wa Facebook shared.

She goes on to share an insight on what the two should do, saying they are not good to each other and they should each find other people who are way older and more mature than them. Pointing out that there were so many things that were off, including them staying without a child for that long and having the necessity to raise one, as per her, not wanting to have kids while they were together was a big red flag that they were not meant to be.

Adding to that, as much as she knew this was going to happen, she kept her lips shut because she knew if she dare opened her mouth and said something about their relationship, they would criticize and call her names, hence why she opted to just keep silent and let it happen, or rather unfold right before their eyes.

“Wangesema mimi ni adui wa maendeleo. Hatuwezi waambia tunanyamanzanga wakiachana ndio tunakuja kupiga nduru.”

Calling Trevor a coward for renaming their YouTube channel, as he should have just let it be.

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Muwe na Adabu ~ Angry Truth Watchdog Sends a Stern Warning To Online Media Channels

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An Angry Truth Watchdog has called out Kenyan online media channels for campaigning and pushing topics that they haven’t justified yet.

Watchdog shared his disappointment with online media channels for propagating false information about celebrities tarnishing their names when they haven’t even confirmed the whole story. In this case, he was particularly referring to Kenyan female YouTuber Mungai Eve.

Mungai Eve (Image Courtesy)

He feels like the media didn’t do right by propagating false, unjustified news and intel regarding Mungai Eve, adding that just because someone is trending doesn’t mean you go sourcing for stories that talk negatively about her, and most importantly, something that happened way back in the day.

“By the way, online media mukuwe na heshima na mukuwe na adabu hii ujinga ya kuleta vitu zenye hata hujui sijui Eve was cheated on and beaten up by Director Trevor. Eve anakaa msee wa kupigwa anyamanze yule???” Watchdog shared his disappointment with the online media that was defaming Mungai Eve.

Apparently there has been circulating news that has been persistent because Mungai Eve and Trevor sparkled breakup rumours, and many online media and blogs came with different stories regarding their relationship; some even said that their relationship was over like a years ago.

Director Trevor & Mungai Eve (Image Courtesy)

“We worked together last year while not being in a romantic relationship until February this year when we officially decided to part ways” Director Trevor shared.

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